Attention homeowners in Goodlettsville and Davidson County: Need an appraisal?
Here are the top reasons TN homeowners call on Kimberly A. Russell:
Do you own a home in or near Goodlettsville? Do you need help determining the value of your real estate?
At Kimberly A. Russell, we understand the special needs of a customer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Kimberly A. Russell, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours. Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you abolish unwanted and unneeded PMI insurance. Challenging a property tax assessmentYour local tax assessor may have your house overvalued if your home not appreciating as much as other homes close by. This only means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Kimberly A. Russell is your number one weapon. HELOC recently frozen?If your house is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Kimberly A. Russell can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Kimberly A. Russell can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property. |